Valkoisessa paidassa Brancoy Oy:n perustajajäsen Arttu Hietala ja punaisessa paidassa Svea Payments Oy:n Sirkku Jauhiainen.

Trends and future of online payments w/ Svea Payments

Trends and future of online payments w/ Svea Payments

In terms of payment, the online shopping market has experienced several significant changes in recent years. In recent years, payment methods have diversified and many new payment methods have become available. Mobile payments have grown explosively and a lot has been invested in the security of payments, e.g. regarding two-factor authentication. Online retailers want to invest heavily in a seamless and smooth payment experience and make paying easy. Stores that also invest in international trade have had to think about the well-known payment methods and currencies of the target countries.

Recently, we have researched payment revolution based on data, and we wanted to interview our partner Svea's Senior Partner Sirkku Jauhiainen about Svea Payments and the payment revolution. Svea Payments is a leading provider of payment services that enables companies to make secure and versatile payments in online. Their services help companies offer their customers flexible payment methods, improve their payment security and manage payment transactions efficiently. Together with Svea, we have been able to offer more comprehensive and extensive payment services in terms of the company's life cycle.

1. Who are Svea's payment methods aimed at and what are their benefits?

Svea offers a comprehensive selection of payment methods for online shopping, including bank, card and mobile payments, as well as sales financing (invoice and installment payment). A company invoice is also available for trade between companies, which also includes the right-to-purchase registry service. It can be said that the payment methods offered by Svea are suitable for anyone. However, the utilization rate of different payment methods depends to a large extent on the sums of the orders. Offering sales financing in the online store takes on an important role, especially when the product selection is focused on more valuable products, in which case the customer can be offered payment in monthly installments that suit him.

2. What are the current trends in payment?

As consumers expect payment to be easy, hassle-free and flexible in all channels, in the future it will be increasingly important for merchants to offer their customers versatile payment methods both online and in brick-and-mortar stores. In addition, payment must be secure. The focus of development is currently mobile payment and digital wallets.

3. The future of payment: What should merchants (especially the furniture industry) pay attention to now?

The general economic situation and inflation can also be seen in the furniture sector. From the point of view of payment, merchants should offer their customers the option to pay in installments and also take advantage of various payment time campaigns, both online and in brick-and-mortar stores. It has also been noticed that the avarage purschases has been increased with the right installment payment options.

Summary

The online shopping payment market has experienced significant changes in recent years. Payment methods have diversified and new options have become available. Mobile payment has grown a lot, and the security of payment has been invested with the help of two-step authentication. Online merchants strive to offer a seamless and smooth payment experience to their customers, while investing in international trade and the well-known payment methods and currencies of the target countries.

Svea Payments is a leading provider of payment services that enables companies to make secure and versatile payments in online stores. Their services help companies offer their customers flexible payment methods, improve payment security and manage payment transactions efficiently. The payment methods offered by Svea are suitable for all types of companies, and their utilization rate depends on the order amounts. Sales financing takes on an important role, especially for more valuable products, enabling payment in monthly installments.

Together with our partner Svea, we are building a solid and expert service in the reference framework related to payment!

Brancoy toimitusjohtaja Samuli Ala-Kasari mustassa hupparissa.

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